Last updated: 18 November 2025

Welcome to https://meem.com.my, operated by KBSE Bullion Sdn. Bhd. (Company No.: 1406217-U) ("MEEM Gold", "we", "our", "us"). These Terms and Conditions of Use (the "Terms and Conditions") apply to this web site located at https://meem.com.my, and all associated sites linked to it (the "Website"). The Website is the property of MEEM Gold.

By accessing or using our Website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must refrain from using this Website.

1. Acceptance of Terms

By using this Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions and our Privacy Policy. These terms apply to all visitors, users, and others who access or use the Website.

2. Use of Website

You agree to use this Website solely for lawful purposes and in a manner that does not infringe upon the rights of others or restrict or inhibit their use and enjoyment of the Website. Any misuse of this Website, including unauthorized or malicious activities, may result in legal action being taken against you.

You are permitted to access and use the content on this Website for personal and non-commercial purposes only. You may download content for caching purposes and share content, provided it is properly attributed, unaltered, and not used in any misleading or unlawful context.

However, you must not attempt to gain unauthorized access to any part of the Website, its systems, servers, or networks, or to any service offered through the Website. This includes engaging in activities such as hacking, password harvesting, or any other illegitimate method of intrusion. You must not use any device, software, or automated process to interfere with the proper functioning of the Website, the execution of transactions, or the experience of other users.

3. Intellectual Property Rights

All text, graphics, user interfaces, visual elements, photographs, product images, logos, sounds, music, artwork, software code, price charts, and other content (collectively, the "Content") including, but not limited to, the design, structure, selection, coordination, expression, and arrangement of such Content available on this Website are owned, controlled, or licensed by MEEM Gold, and are protected by applicable copyright, trademark, and unfair competition laws in Malaysia and internationally.

Except as expressly permitted in these Terms and Conditions, no part of the Website or its Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, or mirrored on any other server, website, or medium for commercial purposes or public use, without the prior written consent of MEEM Gold.

4. User-Generated Content

This Website may include areas for users to post comments or other content ("User Content"). By posting User Content, you agree:

• You have all necessary rights and permissions to publish the content;
• Your content will not be unlawful, defamatory, obscene, or infringe any third-party rights;
• You grant us a royalty-free, perpetual, non-exclusive, and transferable license to use, reproduce, and display such content.

We reserve the right, but are not obligated, to monitor, review, edit, or remove any User Content at our sole discretion and without prior notice, particularly if it is deemed inappropriate, offensive, or in breach of these Terms and Conditions.

5. Third-Party Links

Our Website may contain links to third-party websites. We engage third-party service providers, including payment processors, delivery providers, analytics tools, and compliance vendors to operate and enhance our Website. By using our Website, you acknowledge and agree that such providers may access and process your personal data for the purposes of:

• Processing payments and issuing refunds;
• Fulfilling delivery and logistics;
• Performing compliance and security checks;
• Providing customer service or support infrastructure;
• Collecting analytics data to improve user experience.

We ensure that these providers are bound by confidentiality and data protection obligations. However, we shall not be liable for any loss or damages arising from the actions or omissions of such third parties unless required by applicable law.

6. Hyperlinking Policy

Organizations such as government agencies, search engines, and news organizations may link to our Website without prior written approval. Other organizations may request linking by contacting us with relevant details. We reserve the right to approve or deny such requests at our sole discretion.

7. No Framing

You may not create frames or mirror copies of our Website on any other site without our express written permission.

8. Cookies

We use cookies to enhance your browsing experience. By continuing to use the Website, you consent to the use of cookies in accordance with our Privacy Policy.

You may disable cookies through your browser settings. Note that disabling cookies may affect your ability to access or use certain parts of our Website.

9. Privacy

By accessing or using this Website, you acknowledge that your use is also subject to our Privacy Policy, which is incorporated into these Terms and Conditions by reference. While MEEM Gold takes reasonable technical and organizational measures to protect your data, you understand and accept that communications and data transmissions over the Internet are not completely secure.

You understand that any information you send to or receive from the Website, including personal details or payment data, may be intercepted or accessed by unauthorized parties, even where encryption is used. MEEM Gold shall not be held responsible for any unauthorized access, loss, or disclosure of information arising from circumstances beyond our control.

10. Limitation of Liability

To the maximum extent permitted by law, MEEM Gold makes no warranties regarding the accuracy, completeness, or timeliness of any content or services provided on the Website. We expressly disclaim all warranties, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from your access to, use of, or inability to use the Website or any part thereof.

11. Indemnification

You agree to indemnify, defend, and hold harmless MEEM Gold, its affiliates, officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, and expenses arising from your use of the Website or your breach of these Terms and Conditions.

12. Termination

We reserve the right to suspend or terminate your access to the Website at any time, without notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users of the Website, us, or third parties.

13. Changes to Terms

MEEM Gold reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms and Conditions, at any time. It is your responsibility to check these Terms and Conditions periodically for changes.

Your continued use of the Website following the posting of changes will mean that you accept and agree to the changes.

14. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of Malaysia, and you submit to the exclusive jurisdiction of the courts of Malaysia for the resolution of any disputes.

15. Contact Us

If you have any questions about these Terms and Conditions, please contact:

KBSE Bullion Sdn Bhd
No. 2-11-1, Presint Alami, Pusat Perdagangan Worldwide 2,
Persiaran Akuatik, Seksyen 13, 40100 Shah Alam, Selangor.
No. Tel: 03 - 5523 1231 (WhatsApp & Telefon)